Hi, I purchased bonds today via BondScanner but they haven’t reflected in my portfolio yet. When exactly do I get the units?
Hi Kush.
Bond settlement works on a T+1 working day cycle in India.
This means if you invest today (T), the bonds will be credited to your demat and visible in your portfolio by the next working day (T+1) once settlement is completed.
This is standard across the debt market and applies to both primary and secondary bond transactions.
So no worries, your investment is safe.
You can also check the “Orders” section to track the settlement status.
Got it, thanks.
So weekends and bank holidays don’t count, right?
Exactly.
Only working days are counted in settlement.
Also, to avoid any settlement discrepancies, we follow a 2:00 PM cut-off time:
| Order Time | Settlement Day |
|---|---|
| Weekday before 2 PM | Next working day (T+1) |
| Weekday after 2 PM | Settlement shifts by one additional working day |
| Friday before 2 PM | Monday |
| Friday after 2 PM | Tuesday |
| Order on Weekend | Tuesday (assuming Tuesday is a working day) |
So even though payment happens instantly, bond units reflect only after settlement completes and your funds + allocation remain fully secure
Oh, I see. That clears everything, thanks for the detailed explanation.
Happy to help.
If you have any more queries, feel free to reach out, I’ll be happy to assist you here or through any of the channels below:
Call: +91 70711 869639
WhatsApp: +91 93807 40546
Email: support@bondscanner.com